/* White Mountain Group | brand system: forest green, gold, cream, terracotta */
:root{
  --ink:#0E2520;           /* deepest forest */
  --panel:#14332B;         /* raised panel green */
  --panel-2:#1B4136;       /* lighter panel */
  --line:rgba(201,164,92,.28);
  --cream:#F2E9D8;
  --cream-dim:#CBC3AF;
  --gold:#C9A45C;
  --terra:#DE9077;         /* terracotta button */
  --terra-ink:#3A1A12;
  --brick:#6B2B21;         /* tag chips */
  --radius:6px;
  --max:1180px;
  --serif:"Cormorant Garamond", Georgia, serif;
  --sans:"Jost", "Segoe UI", Arial, sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--ink);color:var(--cream);font-family:var(--sans);font-weight:300;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--gold);text-decoration:none}
a:hover{text-decoration:underline}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}

h1,h2,h3,.display{font-family:var(--serif);font-weight:500;line-height:1.12;color:var(--cream)}
h1{font-size:clamp(2.4rem,5.4vw,4.1rem);letter-spacing:.01em}
h2{font-size:clamp(1.9rem,3.6vw,2.7rem)}
h3{font-size:1.35rem;font-weight:600}
p{max-width:62ch}

.eyebrow{font-family:var(--sans);font-weight:500;font-size:.78rem;letter-spacing:.24em;text-transform:uppercase;color:var(--gold);display:inline-flex;align-items:center;gap:.9rem;margin-bottom:1.1rem}
.eyebrow::before{content:"";width:34px;height:1px;background:var(--gold)}
.lede{font-size:1.14rem;color:var(--cream-dim);max-width:66ch}

.wrap{max-width:var(--max);margin:0 auto;padding:0 clamp(1.2rem,4vw,2.5rem)}
section{padding:clamp(3.4rem,7vw,6rem) 0}
.section-head{margin-bottom:clamp(1.8rem,4vw,3rem)}
.rule{border:0;border-top:1px solid var(--line)}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(14,37,32,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.85rem clamp(1.2rem,4vw,2.5rem);max-width:var(--max);margin:0 auto}
.brand{display:flex;align-items:center;gap:.8rem;color:var(--cream)}
.brand:hover{text-decoration:none}
.brand img{height:44px;width:auto;background:#fff;padding:3px 6px;border-radius:4px}
.brand-name{font-family:var(--serif);font-size:1.25rem;line-height:1.05}
.brand-sub{display:block;font-family:var(--sans);font-size:.66rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold)}
.nav-links{display:flex;align-items:center;gap:clamp(.9rem,2vw,1.6rem);list-style:none}
.nav-links a{color:var(--cream);font-size:.92rem;letter-spacing:.04em}
.nav-links a[aria-current="page"]{color:var(--gold)}
.nav-cta{background:var(--terra);color:var(--terra-ink)!important;padding:.55rem 1.1rem;border-radius:var(--radius);font-weight:500}
.nav-cta:hover{text-decoration:none;filter:brightness(1.06)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);color:var(--cream);font-size:1.3rem;line-height:1;padding:.45rem .7rem;border-radius:var(--radius);cursor:pointer}

/* hero */
.hero{position:relative;overflow:hidden;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);min-height:78vh}
.hero-copy{display:flex;flex-direction:column;justify-content:center;padding:clamp(2.5rem,6vw,5rem) clamp(1.2rem,4vw,3rem) clamp(2.5rem,6vw,5rem) clamp(1.2rem,5vw,5rem)}
.hero-copy .lede{margin:1.4rem 0 2.2rem}
.hero-img{background:var(--panel) center/cover no-repeat;min-height:320px}
.hero-meta{font-size:.8rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:1.2rem}
.btn-row{display:flex;gap:1rem;flex-wrap:wrap}
.btn{display:inline-block;padding:.85rem 1.5rem;border-radius:var(--radius);font-weight:500;font-size:.95rem;letter-spacing:.03em}
.btn-primary{background:var(--terra);color:var(--terra-ink)}
.btn-ghost{border:1px solid var(--gold);color:var(--gold)}
.btn:hover{text-decoration:none;filter:brightness(1.07)}

/* stat band */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:1px;background:var(--line);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.stat{background:var(--ink);padding:2rem 1.5rem;text-align:center}
.stat b{display:block;font-family:var(--serif);font-weight:500;font-size:2.4rem;color:var(--cream)}
.stat span{font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;color:var(--cream-dim)}

/* cards */
.grid{display:grid;gap:1.1rem}
.grid.c2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.grid.c3{grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.grid.c4{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.card{background:var(--panel);border:1px solid transparent;border-radius:var(--radius);padding:1.6rem 1.5rem}
.card:hover{border-color:var(--line)}
.card h3{margin-bottom:.55rem}
.card p{font-size:.95rem;color:var(--cream-dim)}
.card .tick{color:var(--gold);font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;display:block;margin-bottom:.8rem}

/* ledger list (signature: advisory practice ledger) */
.ledger{border-top:1px solid var(--line)}
.ledger-row{display:grid;grid-template-columns:minmax(0,.42fr) minmax(0,1fr);gap:1.5rem;padding:1.6rem 0;border-bottom:1px solid var(--line)}
.ledger-row h3{font-size:1.45rem}
.ledger-row p{color:var(--cream-dim);font-size:.98rem}
.ledger-row .kicker{color:var(--gold);font-size:.75rem;letter-spacing:.22em;text-transform:uppercase;display:block;margin-top:.4rem}

/* split media sections */
.split{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:clamp(1.5rem,4vw,3.5rem);align-items:center}
.split .media{background:var(--panel) center/cover no-repeat;border-radius:var(--radius);min-height:360px}

/* chips */
.chips{display:flex;flex-wrap:wrap;gap:.55rem;list-style:none;margin-top:1.4rem}
.chips li{background:var(--brick);color:var(--cream);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;padding:.45rem .85rem;border-radius:3px}

/* panel band */
.band{background:var(--panel);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.band .card{background:var(--panel-2)}

/* CTA */
.cta{text-align:center}
.cta h2{margin-bottom:1rem}
.cta p{margin:0 auto 2rem}

/* footer */
.site-footer{border-top:1px solid var(--line);padding:3.2rem 0 2rem;font-size:.92rem;color:var(--cream-dim)}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:2rem;margin-bottom:2.4rem}
.site-footer h4{font-family:var(--sans);font-weight:500;font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:.9rem}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:.45rem}
.site-footer a{color:var(--cream-dim)}
.footer-bottom{border-top:1px solid var(--line);padding-top:1.4rem;font-size:.82rem}

/* forms */
form{display:grid;gap:1rem;max-width:640px}
label{font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
input,textarea,select{width:100%;background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);color:var(--cream);padding:.85rem 1rem;font-family:var(--sans);font-size:1rem}
textarea{min-height:150px;resize:vertical}
input::placeholder,textarea::placeholder{color:#8f8a7a}

/* insights */
.article{background:var(--panel);border-radius:var(--radius);padding:2rem;margin-bottom:1.4rem}
.article time{color:var(--gold);font-size:.78rem;letter-spacing:.2em;text-transform:uppercase}
.article h3{margin:.6rem 0 .8rem;font-size:1.5rem}
.article p{color:var(--cream-dim)}

/* reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.reveal.on{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .reveal{opacity:1;transform:none;transition:none}
}

/* responsive */
@media (max-width:920px){
  .hero-grid{grid-template-columns:1fr}
  .hero-img{min-height:260px;order:-1}
  .ledger-row{grid-template-columns:1fr;gap:.4rem}
  .nav-toggle{display:block}
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:var(--ink);border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;padding:1.2rem clamp(1.2rem,4vw,2.5rem) 1.6rem;gap:1rem}
  .nav-links.open{display:flex}
}

/* graceful photo fallbacks: if an image is missing, these areas render as an
   intentional layered brand gradient instead of a flat block */
.hero-img,.media{
  background-color:var(--panel);
  background-image:radial-gradient(120% 90% at 85% 10%, rgba(201,164,92,.22), transparent 55%),
                   linear-gradient(160deg, #1B4136 0%, #0E2520 78%);
}
.hero-img[style*="url"],.media[style*="url"]{background-size:cover;background-position:center}